Comments on: Banks list

By: Keith Livingston

Keith Livingston — Mon, 26 Sep 2011 16:16:54 +0000

Was told today that Halifax no longer issue Visa Electrons after my card was eaten by an atm last week. The dude also said he didn’t believe Santander (owners of Abbey) issue them anymore either.

The list is shortening sadly.

By: john roberts

john roberts — Mon, 05 Sep 2011 21:40:29 +0000

Hi there just been looking at this thread specifically Santander vise debit/electron. I recently hired a car and when I produced my visa card which says it is a debit card I was told they could not accept it as it was electron. I said it wasnt as I have used it for a long time and have never once thought it was nor seen on any receipts or online purchases the word electron. I phoned santander and explained what was happening and was told it was a debit card I then asked if he could tell the retailer that it was debit. The retailer spoke to santander and told them that the card is printed rather than embossed numbers. The bank then u turned and said it was electron. A day later when using my card at a pay at the pump for fuel it read my card and said visa debit card. Can you help

By: Tim

Tim — Wed, 24 Aug 2011 21:54:58 +0000

Metro Bank don’t charge a foreign usage fee They don’t actually advertise the fact, but it’s obvious from their terms and conditions, so I took a chance!

My Co-op VE is getting changed to a debit card, so I’ve applied for a Halifax account.

By: Phil Butterworth

Phil Butterworth — Sun, 21 Aug 2011 21:02:17 +0000

Just used my Electron card with Co-op for the last time on Easyjet – it expires in 10 days time – end Aug 2011 – I have been sent a replacement Visa Debit card by Co-op which is no use so have applied for a Halifax Easycash account but they say there is a wait to open the accounts “due to high demand”!! – hardly surprising since Halifax appear to be the only institution that now issues the cards apart from the Airdrie Savings Bank!
Incidentally I have a Tuxedo card specifically for Ryanair flights which seems to work well – its a prepaid Mastercard account which doesn’t attract the Ryanair booking fees ……………………..at the moment!.

By: Thomas

Thomas — Sat, 25 Jun 2011 10:10:16 +0000

Possibly he might not be, because Monarch recently abolished all debit card fees.

By: Thomas

Thomas — Sat, 25 Jun 2011 10:08:09 +0000

Sorry, perhaps I wasn’t entirely accurate. There are chargeback rights on Visa Electron cards where the transaction was unauthorised (e.g. stolen card or retailer tries the card several times and it’s declined first time and approved afterwards) but not where merchandise wasn’t delivered. Unfortunately the Which website is somewhat inaccurate in that regard.

By: John

John — Fri, 27 May 2011 22:57:56 +0000

Not correct. There are chargeback rights on all debit cards, and all credit cards for that matter. The rules do vary and are complex – but they do exist.
http://www.which.co.uk/consumer-rights/sale-of-goods/your-rights-when-paying-by-credit-card/chargeback-on-credit-and-debit-cards

By: John

John — Wed, 25 May 2011 14:29:38 +0000

I am an Abbey/Santander Customer and have already received my new Sanatander branded Visa Debit card ages before my Abbey Electron card has expired. My local branch said that i can keep using my Electron card until it expires later this year because the account number that both cards are linked to are one and the same, they have no plans to issue a new Electron card as the Debit card is replacing it for all customers

By: Dinis Quelhas

Dinis Quelhas — Mon, 23 May 2011 08:17:41 +0000

Hi Paul, this is the first time I hear about this issue. I thought they would keep on issuing Visa Electron cards. Could you let us know if the new card it is still a Visa Electron card? Cheers, Dinis

By: Paul Keld

Paul Keld — Thu, 19 May 2011 14:25:39 +0000

Good afternoon, I went in to Santander Bank about 1 hour ago to put cash in to my Visa Electron account, so that my daughter could by an airline ticket online without paying a handling fee. The counter assistant said she was surprised I did not have a ‘new’card (The card was Abbey) without the Electron facility. I said I had never been approached to change accounts, or recieved a new card, anyway. She said that it might be unlikely that the airline would accept the card as it was, and if it did, would most likely charge. The card expires at the end of November this year. About this time last year, the details on the card had been hacked and had been used to take cash from a ‘hole in the wall’ in London (I live in Romsey, Hampshire- about 80 miles from London!). Luckily I had checked to see whether there was money in the account to pay for a set of tyres for my car, thats when I found out about the heist! Anyway, I had the money paid back by Santander, they said they would close the account/change the details and inform me accordingly. Which they never did. So, does Visa Electron still exist in Santanders eyes until all old cards expire, then the facility is no longer recognised?